Posted on May 2, 2024

One of the perks of owning a home is building equity, the difference between what you owe on your mortgage and what your home is worth. If your home is worth $340,000 and you owe $200,000 on your mortgage, you’ve built $140,000 in equity. You can borrow against that equity in the form of a… read more

Posted on May 1, 2024

Concierge medicine, also sometimes called boutique medicine, is a health care arrangement whereby the patient pays a board-certified physician a monthly or annual retainer fee for specified services. It used to be available only to wealthy patients, but concierge medicine has become more affordable in recent years. The annual membership costs can run to $10,000… read more

Posted on April 5, 2024

Are you receiving bill after bill following the death of your loved one? If so, it’s important that you understand the rules of posthumous bills as well as your rights when it comes to paying your deceased relative’s debts. Are you responsible for your dead loved one’s debt? According to the law, family members are… read more

Posted on April 4, 2024

Your boss tells all employees they have to wear a blue suit and white shirt to the office every day. Since it’s a requirement, you may believe this is a deductible work expense. But that’s not the case. The IRS would argue that you can wear that blue suit and white shirt when you’re not… read more

Posted on April 3, 2024

If you’re in your mid-60s, you might find yourself contemplating a myriad of important life decisions. From when you should retire to whether or not you should downsize, there are many questions that you need to answer. Another very vital decision that must be made concerns how you will access Medicare. Not only do you… read more

Posted on April 1, 2024

ON A PERSONAL NOTE … We are gearing up for Derby and that always reminds us to order our favorite bourbon balls.  We love this Southern delicacy from Sweet on You, a bakery specializing in scratch-made, bourbon-infused pound cakes, cupcakes, bourbon chocolate cookies and more. We hope you will enjoy this Derby tradition as much… read more

Posted on March 1, 2024

ON A PERSONAL NOTE … At Triplett & Carothers, we are certainly foodies, enjoying all the gastro culture available here in Louisville. We stumbled across Harvey’s Café-Bar-Cheese Shop recently and wanted to share our love of the modern Australian cuisine plus the amazing signature cheese plates and charcuterie boards. We appreciate Harvey’s tagline “Up to… read more

Posted on March 1, 2024

Have you wished for something between full-time work and retirement? Phased retirement programs allow workers nearing retirement age to cut back on hours while keeping some pay and benefits. The pandemic opened bosses to flexible work arrangements. And now, a fierce hiring market and higher-than-expected retirement rates have motivated them to find ways to retain… read more

Posted on February 29, 2024

Most email scams end up involving requests to send money, cash checks, establish business relationships or requests for information. The names and details of these scams change over the years–some of them go back to the 19th century! But they keep coming back. Here are some typical scams; there are many variations. Nigerian Letter This… read more

Posted on February 28, 2024

Downsizing to a smaller home — typically when you reach your sunset years — comes with several benefits. The big one? Owning a smaller home can provide financial relief. Your new, smaller home might come with a smaller price tag, which equates to a lower monthly mortgage payment and can help with an estate plan…. read more